Vauxhall Car Finance

We give you all the information you need to know about getting a Vauxhall on car finance.

Vauxhall was the eighth best-selling car manufacturer in the UK in 2022, behind the likes of BMW, Audi, Ford and Volkswagen. Vauxhall cars often feature in the list of bestselling vehicles in the UK, and in 2023 it's currently seventh overall.

Vauxhall Motors is a British company and is one of the oldest established vehicle manufacturers and distribution companies in the United Kingdom. Vauxhall is owned by the German company, Opel, and if you're ever holidaying in Europe, you will often see Vauxhall-like vehicles driving around under the name of Opel.

It's one of the most reliable car brands in the UK and has the perfect mix of family-friendly saloons to sporty hatchbacks, perfect for the newly qualified drivers in the house.

Do you have a car on finance and would like to reduce your monthly repayments? Sign up with Car Credible today; we could help you save money on your deal.

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Not only do they have a great range, but they're also affordable. Therefore, you won't break the bank when taking out a car finance loan for new or used versions.

From the Corsa to the Grandland, it doesn't matter what model of Vauxhall you go for; you can be sure that it will last for a long time and provide you with the quality and style you need in a motor.

Car Credible's car finance calculator

Do you already have an idea of what type of Vauxhall you would like to buy? Or do you have a budget in mind and are willing to get any Vauxhall model within your budget? Either way, Car Credible's car finance calculator can help you get into your preferred car option.

To get started, enter the car cost and the amount of deposit you expect to put down. At this stage, you should also tell us whether you would like a Personal Contract Purchase (PCP) or a Hire Purchase (HP) deal.

If you opt for PCP, we will need you to enter how much you'd like your final payment to be (also known as a balloon payment), and if you'd prefer an HP, you can leave this box blank.

Let us know how long you want the loan to last and the interest rate. If you are unsure, generally, if you have a good credit score, you should expect anything between 6%-12%. If you have a moderate or poor score, you can expect anything between 12%-40%.

We will then calculate what you can expect to borrow, how much you will repay each month, the total amount the car will cost you, including interest and any balloon payment if you're on a PCP and the overall interest you will pay.

We invite you to click on the 'advice' button, where we will offer some potential changes to your deal to help save money on interest, how much more interest you'd pay if you increased your term and how increasing your deposit can impact your repayments.

What's the best Vauxhall for me?

Vauxhall is a household brand in the UK, and it doesn't matter what your age is, you can be sure that there is a Vauxhall model available to suit your needs and budget.

For newer drivers, a Vauxhall Corsa is the perfect first car. It's small, compact and cool, and can have a sporty mode to give you that bit of speed when you're zooming about town to pick up your friends.


The Astra is a classic Vauxhall model, perfect for families, people that need to travel long distances for business and older folk needing an extra bit of room in the boot. They're comfortable, reliable and a great size.

If you have a bigger family, the Grandland is one of Vauxhall's newest models and is rapidly becoming one of its most popular. The SUV is sharp, smart-looking and powerful, providing everything you need for you and your family.

Should I buy a new or used Vauxhall?

Whether you want a brand new, a never-before-been-used model, or something a little older that is kinder on your budget, you can never go wrong with buying a new or used one.

Many people like the idea of having a new car, while others are happy to buy a used one, especially if they can find a vehicle with low mileage and only one previous owner.

It's simple to find new and used Vauxhall car dealers, but if you want to take out car finance first, Car Credible, alongside our finance partners, can help you find the car of your dreams without leaving your home.

Can I get a Vauxhall on finance with bad credit?

If you have bad or no credit, it can be more challenging to find a car finance lender willing to loan you the amount you require. However, we work with a panel of lenders, some of whom specifically work to help those with low or no credit.

Your credit score can fluctuate over time, and lenders can see the last six years of your credit history, meaning if you missed a payment years ago, you could still be affected now.

But just because that happened before doesn't mean it'll happen again, and our lenders will consider many factors, including your address, employment history, monthly salary, outgoing and more, before making a decision.

While we can't guarantee that you will get approved by using Car Credible, we aim to do all we can to help you find the best car finance deals to suit your needs and budget and work with you to understand your circumstance.

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Apply for Vauxhall Finance

Applying for car finance via Car Credible has never been easier. Click on your dashboard's 'get my quote' button and fill out our form. It'll take you no longer than five minutes and can help us understand your affordability.

Clicking on the 'get my quote' button in no way means you have to accept any offers. There's zero obligation, and you can walk away whenever you like. Seeing your offers doesn't affect your credit score, so you don't need to worry about impacting yourself just by looking at the offers available.

If you like any of the offers you receive, you can formally apply for them. This is when a hard credit check gets made on your credit profile, which means you are one step closer to being approved for car finance and finding the car of your dreams.


When's the best time of year to buy a Vauxhall?

Generally, the end of a quarter is a great time to buy a car because car dealers often have special offers available. This is due to them having quarterly targets and if they are close to hitting them - or still quite far away - they may lower prices and offer deals to incentivise you to buy them and help them meet their targets.

How long should I finance my Vauxhall?

The length of time you should finance your car is entirely up to you and depends on the amount you're willing to spend per month on your car. As a general rule of thumb, you should aim to spend no more on your car per month than 20% of your take-home salary. So if you take home £2,000 per month, aim to spend no more than £400 per month on your car, including finance, fuel, servicing, etc.