Nissan Car Finance

We give you all the information you need to know about getting a Nissan on car finance.

Nissan was the tenth best-selling car manufacturer in the UK in 2022, behind the likes of BMW, Audi, Vauxhall, Ford and Volkswagen. Nissan cars often feature in the list of bestselling vehicles in the UK, and the Nissan Qashqai is currently the third best-selling car in 2023.

Nissan is a Japanese manufacturer and one of the global leaders in producing electric vehicles. In 2018, Nissan was the world's largest electric vehicle manufacturer in the world.

Its leading EV is the Nissan LEAF, which also happens to be the second best-selling EV in the world, behind Tesla Model 3. The LEAF was first introduced back in 2010 and, to this day, remains one of the most popular EVs to buy.

Do you have a car on finance and would like to reduce your monthly repayments? Sign up with Car Credible today; we could help you save money on your deal.

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Aside from its electric range, Nissan has plenty of other great and well-balanced cars, including the Qashqai - its most popular seller - the X-Trail, the Juke and the Micra.

Arguably Nissan's worst-designed car of all time is the Nissan Cube, which looks exactly how you would expect it to. While it runs with no issues, it's not the most attractive. But beauty is in the eye of the beholder, and if the Cube tickles your fancy, who are we to judge?

Nissan car finance calculator

Do you already have an idea of what type of Nissan you would like to buy? Or do you have a budget in mind and are willing to get any Nissan model within your budget? Either way, Car Credible's car finance calculator can help you get into your preferred car option.

To get started, enter the car cost and the amount of deposit you expect to put down. At this stage, you should also tell us whether you would like a Personal Contract Purchase (PCP) or a Hire Purchase (HP) deal.

If you opt for PCP, we will need you to enter how much you'd like your final payment to be (also known as a balloon payment), and if you'd prefer an HP, you can leave this box blank.

Let us know how long you want the loan to last and the interest rate. If you are unsure, generally, if you have a good credit score, you should expect anything between 6%-12%. If you have a moderate or poor score, you can expect anything between 12%-40%.

We will then calculate what you can expect to borrow, how much you will repay each month, the total amount the car will cost you, including interest and any balloon payment if you're on a PCP and the overall interest you will pay.

We invite you to click on the 'advice' button, where we will offer some potential changes to your deal to help save money on interest, how much more interest you'd pay if you increased your term and how increasing your deposit can impact your repayments.


Which Nissan is best for me?

Nissan offers a perfect balance of high-tech and affordability and is a great option regardless of your age or driving style. There are so many different models available to suit all needs and budgets.

For newer drivers, a Nissan Micra is the perfect first car. It's small and compact and is great at getting you from A to B. Previous Micra's were quite ugly and box-like, but the newer ones have a sleek and trendy shape.

The Juke is a classic Nissan model, perfect for families, people needing to travel long distances for business and older folk needing extra room in the boot. They're comfortable, reliable and a great size.

If you have a larger family, the Qashqai is one of its most popular. The SUV is sharp, smart-looking and powerful, providing everything you need for you and your family.

Can I get a Nissan on finance with bad credit?

If you have bad or no credit, it can be more challenging to find a car finance lender willing to loan you the amount you require. However, we work with a panel of lenders, some of whom specifically work to help those with low or no credit.

Your credit score can fluctuate over time, and lenders can see the last six years of your credit history, meaning if you missed a payment years ago, you could still be affected now.

But just because that happened before doesn't mean it'll happen again, and our lenders will consider many factors, including your address, employment history, monthly salary, outgoing and more, before making a decision.

While we can't guarantee that you will get approved by using Car Credible, we aim to do all we can to help you find the best car finance deals to suit your needs and budget and work with you to understand your circumstance.

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Apply for Nissan car finance

Applying for Nissan car finance via Car Credible has never been easier. Click on your dashboard's 'get my quote' button and fill out our form. It'll take you no longer than five minutes and can help us understand your affordability.

Clicking on the 'get my quote' button in no way means you have to accept any offers. There's zero obligation, and you can walk away whenever you like. Seeing your offers doesn't affect your credit score, so you don't need to worry about impacting yourself just by looking at the offers available.

If you like any of the offers you receive, you can formally apply for them. This is when a hard credit check gets made on your credit profile, which means you are one step closer to being approved for car finance and finding the car of your dreams.


Is it better to get a new or used Nissan?

It's personal preference whether you opt for a new or used Nissan. With a new car, you get something that is fresh and the most up-to-date model but you will pay more for it. If you're happy with a vehicle that does the basics but is cheaper, a used car may be the better choice.

Can I buy a Nissan online?

Yes, there are plenty of Nissan car dealers that operate online that will be able to help you. Not only that but you can use Car Credible to help you get your car finance online, so you won't need to leave your home to sort out your whole car and finance deal.