Volkswagen Car Finance

We give you all the information you need to know about getting a Volkswagen on car finance.

Volkswagen was the best-selling car brand in the UK in 2022, beating the likes of BMW, Ford and Audi. The German manufacturer produces a range of vehicles to suit everyone, regardless of their needs.

Not only that, but they are also super affordable, meaning that you will not break the bank when buying a new or used Volkswagen. 

The Volkswagen T-Roc is one of the best-selling models in the UK in 2023 so far; it's a stylish SUV that's compact yet practical. Last year, the VW Golf was the eighth best-selling car and is among the world's top three best-selling models.

Do you have a car on finance and would like to reduce your monthly repayments? Sign up with Car Credible today; we could help you save money on your deal.

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You know exactly what you're getting with a Volkswagen. From the Tiguan to the Polo, Passat and classic Beetle, each model has a distinct class and sleekness that is rarely found across a whole fleet of vehicles.

They have even branched out to produce electric vehicles; their ID.3 was the fourth best-selling EV in the UK last year, and they sold over 330,000 last year, which was 23% up from 2021.

Volkswagen car finance options

If you are looking to buy a Volkswagen and already know the model you wish to buy, then you can use Car Credible's car finance calculator to help you identify your budget and repayment plan.

By inputting how much you wish to borrow, based on the price of the car and how much deposit you have already available to put down, our algorithm can discover how much you should expect to repay each month.

We will also ask you to indicate how long you'd like to take to make your repayments and the interest rate you think - or hope to be able to get. That way, we can give you the most accurate numbers to help you know your budget before you buy.

Not only will we help break down your expected payments, but we will also give you advice on how to make your deal cheaper for you. Whether it be by increasing your deposit to reduce your monthly payments, reducing the number of months you wish to repay to reduce your interest charges or increasing your monthly payments to reduce the number of months to repay, we will help you get a better grasp of how you could get the best deal possible.

Can I get a Volkswagen on car finance with no deposit?

While some lenders would prefer you to put your deposit down to reduce the amount they need to lend you and prove to them that you have disposable income, you can get a Volkswagen on car finance without putting down a deposit.


We work with finance companies and a panel of lenders that offer zero-deposit car finance on Volkswagen; all you need to do is find the right one that suits your circumstance and apply for finance.

Used Volkswagen car finance

Volkswagen is one of the most popular choices for those looking for a used car because of its efficiency.

The range of Volkswagen available is vast too, meaning you will be spoiled for choice when choosing the model that suits your needs and budget. 

Whether you're after an SUV to fit the whole family or a hatchback to use as a runaround, you can be certain that Volkswagen will provide you with the perfect vehicle that will last a long time.

Why would I use Car Credible?

At Car Credible, we try to make car finance as simple as possible. We know car finance can be overcomplicated, and people are often unsure whether or not they have a good deal.

We provide you with all the tools and information you need about any current cars you have while seamlessly guiding you through the process if you are looking to finance a vehicle for the first time.

We work with car finance brokers and a panel of lenders to ensure that you are well looked after and can find the perfect deal that doesn't break the bank. We work with you and do all the dirty work for you so you can relax while we get you into the best deal possible.

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How do I apply for Volkswagen car finance?

Applying for Volkswagen car finance is simple and should not take long. You simply need to get your free, no-obligation quote that will not impact your credit score to see the offers available.

Before we can show you those, we have a form for you to fill in personal details so we can understand your borrowing power. It will take no more than five minutes, and your credit score will only be affected if you physically apply for finance. Checking your offers does not count as applying.

Once we have your information, we will show you offers from our panel of lenders, offering you the best deals available to suit your needs and budget. If you have previously used our car finance calculator, you will know what is best for you, making your decision much easier.


Is Volkswagen car finance easy to get?

No matter what your credit history, financing a Volkswagen could still be possible. At Car Credible, we work with a panel of lenders, some of whom work directly with those with poorer credit. So you could be in the Volkswagen of your dreams before you know it.

Should I get a PCP or HP finance deal when buying a Volkswagen?

If you know you would like to own your car outright at the end of the agreement, then an HP could be the better option. If you prefer a bit more flexibility and the option to switch your car every few years, then PCP would be preferred.